Commercial InsuranceUnilite Insurance has developed an extensive book of business in meeting the needs of building owners. We work with managing agents to formulate creative solutions for the insurance needs of their clients. Our risk management services include identifying exposures and providing owners with the information necessary to make informed decisions on the coverages to purchase. We strive to stay up to date on the latest changes in laws that effect owners of real estate. In the New York City area, in view of enacted Local Law 1 of 2004 regarding strict Landlord responsibilities with regard to lead poisoning prevention, availability and purchase of this coverage is critical to a proper risk management program.
Alternative forms of ownership, including co-operative and condominium associations, are an area of particular strength for our management team. We work closely with the Boards of Directors to educate them to exposures they must address on behalf of their shareholders. Clearly explaining the coverages that associations must obtain and those that are the responsibilities of unit owners assist the Boards and managing agents in delivering superior services to their shareholders.
By combining an ability to provide superior risk analysis with preferred insurance carrier relationships, we are able to offer programs to our customers that are both flexible and cost effective. Critical evaluation of loss control practices enables our clients to improve their own potential exposure to risk. Reviewing lender requirements, discussions of coverage enhancements such as broadened water damage, earthquake, flood and terrorism all combine to solidify a true partnership with our customers.